Employees may be entitled to compensation for injuries that are the result of an accident that “arises out of and in the course of employment”. What this means is that the injury must take place while you are at work AND while you are engaged in the direct performance of duties assigned or directed by your employer. You are therefore not covered, by workers’ compensation, for injuries that take place while you are on your way to work or on your way home from work. Likewise, if you run a personal errand on your lunch break and you sustain an injury, you are not covered under workers’ compensation.