You’ve been injured in an automobile accident and it was not your fault. So, when is the right time to seek an attorney’s advice?
The sooner, the better.
If you are able to bring the police report and your Declaration’s Page from your insurance policy to the meeting, here’s what an attorney can do for you:
- Advise you of your coverage, for both Uninsured/Underinsured benefits, as well as your medical coverage.
- Let you know if you are carrying the Limitation on the Right to Sue, or Verbal Threshold, on your policy
- Let you know who insures the tortfeasor (the person who caused the accident)
- Advise you on doctors in your area who accept PIP, since many family practitioners do not treat for automobile accidents
- Advise you of the Statute of Limitations on your accident
- Advise you not to give any recorded statements to the tortfeasor’s insurance company
- If you are disabled from work, discuss options regarding disability benefits or income continuation benefits on your insurance policy
If you are able to bring pictures of your injuries or of the damage to the vehicles, that is also helpful to the attorney in determining the viability of your case. If it is too soon for the police report to have been issued and you don’t have access to the Declarations Page, an attorney can obtain these documents for you.
Consultations are free, whether by phone or in person, so do not hesitate to reach out to an attorney about your legal rights and options.