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Alisa C. Boll

aboll@stark-stark.com
609.895.7240

Alisa C. Boll is an Associate and member of Stark & Stark’s Workers’ Compensation Group. Prior to joining Stark & Stark, Ms. Boll worked as an Associate for the law firm of Sullivan Cunningham Keenan Mraz Oliver & Violando, LLP in Albany, NY. While there, Ms. Boll was responsible for preparing Trial Memoranda of Law and Appeals, preparing appeals to the Appellate Division, Third Department, attending depositions, oral arguments and attending regular hearings and trials before the Workers’ Compensation Board.

 

Entries authored by Alisa C. Boll

Use of "Surprise" Video Surveillance During a Workers' Compensation Trial

Video surveillance is allowed in workers’ compensation cases and is often used to make sure a petitioner is telling the truth about the extent of his injuries or the limitations he has as a result of his work injuries. If video surveillance shows a petitioner engaging in activities that he has told his doctors he can’t do, this might raise the issue of fraud.

The general rule about using surveillance video during a workers’ compensation trial is that its existence has to be indicated on the Pre-Trial Memorandum. The Pre Trial Memorandum is filled out by the parties and the Judge and lists all of the witnesses the parties will call at trial as well as the issues in dispute.

However, in the recent case, Louis Dubrel v. Maple Crest Auto Group, decided by the Appellate Division on January 30, 2012, the Respondent was able to introduce surveillance video after the petitioner testified. In this particular case, the petitioner testified that he had sustained permanent injuries to his neck and low back from an injury at work in February 2004. The petitioner testified that before his injury he was able to travel, go fishing with his kids, and ride off road motorcycles. The petitioner also testified that he was not able to trailer horses any longer. He had enjoyed a hobby of raising horses for harness racing but was no longer able to ride horses, train horses, trailer horses, or care for them. He and his brother still had horses but he said that he only participated “by brain”.

After petitioner testified, the respondent conducted an investigation with surveillance and determined that the petitioner was still very involved in harness racing. Surveillance showed the petitioner working on his farm, doing carpentry, taking care of animals, etc. In the video and according to the surveillance investigator, the petitioner was unimpaired in his activities of daily living. The petitioner was then presented with the videotape and informed that the employer was going to call the surveillance agent and the claims adjuster at trial.

The video was shown, over the objection of petitioner’s counsel. The adjuster testified about what she had discovered on the horse racing websites. The Workers’ Compensation Judge noted that one week before petitioner’s testimony in court, he was the driver of “Finest Firewater” in a qualifying race in Delaware. The Judge found that the statement that petitioner could no longer ride horses was purposely and knowingly false. He further found that it was clear from the context of the petitioner’s remarks that the statements were made to obtain workers compensation benefits fraudulently.

In their decision, the Appellate Division approved the inclusion of surveillance video obtained after the petitioner testified because it was “relevant to prove or disprove a fact in issue.”The Appellate Court found that the video surveillance were not “surprise witnesses” and the Compensation judge had not abused his discretion by letting that testimony into the case.  The Appellate Court ruled that although surveillance tapes made after the start of trial should generally be excluded, an exception arises where the employer could not be aware of the circumstances necessitating the surveillance before the start of trial.

 

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, concentrating in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Workers' Compensation Insurance Fraud

Workers' Compensation Fraud occurs when someone knowingly makes a false representation of a material fact to obtain or to deny workers' compensation benefits or to avoid responsibility under the law.  

Here are a few examples of a worker committing fraud:  
A worker commits a fraud by misrepresenting his / her job status while collecting temporary disability benefits, a worker commits fraud by filing a claim for an injury that did not occur on or has no relation to the job, a worker commits fraud by knowingly misrepresenting his / her physical condition to obtain Workers’ Compensation benefits, or a worker commits fraud by misrepresenting previous trauma or treatment.

Workers’ compensation fraud is governed by the New Jersey Workers' Compensation Statute, N.J.S.A. 34:15-57.4. This statute  provides that a criminal violation occurs if a misrepresentation is made for the purpose of wrongfully obtaining benefits or withholding benefits or premiums regarding workers’ compensation. If an individual wrongfully obtains benefits, a Judge of Compensation has discretion to terminate benefits and order the forfeiture of benefits that might otherwise be properly received.        

Under NJSA 34:15-57.4, a person who purposely or knowingly makes a false or misleading statement for the purpose of  wrongfully obtaining benefits shall be guilty of a crime of the fourth degree. If that person has received benefits to which the person is not entitled, he is liable to repay that sum plus simple interest to the employer or the carrier or have the sum plus simple interest deducted from future benefits payable to that person, and the division shall issue an order providing for the repayment or deduction. The Division of Workers' Compensation may also order the immediate termination or denial of benefits with respect to that claim and a forfeiture of all rights of compensation or payments sought with respect to the claim.    

REPORTING FRAUD

The Division of Workers' Compensation is committed to preserving the integrity of the system.  If you suspect fraudulent activity by a worker with respect to a pending workers' compensation case, please contact the following:

        NJ Division of Workers' Compensation
        Attn:  WC Fraud Coordinator
        PO Box 381. Trenton, NJ 08625-0381
        (609) 292-2414,   FAX (609) (609) 984-2515,  
        e-mail:  oscf@dol.state.nj.us
        Your referral will be kept completely confidential.

 

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, concentrating in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

When Can I File a Workers' Compensation Claim?

I often hear clients complain that their boss was not nice to them or sympathetic about their injuries after an accident at work. This is usually the driving force that brings these clients into my office to file a claim following a work-related accident.

Unfortunately, there is no recourse when an employer is not being nice to you or not calling to check in on you after you are injured at work. The only benefits you are entitled to when you are hurt at work are: medical treatment for the injuries you sustained during the accident and workers’ compensation temporary disability benefits if the authorized treating doctor takes you out of work.

You may be entitled to a settlement of your workers’ compensation claim if there is medical evidence of a permanent residual effect of your injury. You are not entitled to any benefits for the pain and suffering you had related to the injury as these are not included in New Jersey workers’ compensation.

When you hire a workers’ compensation attorney to help you with your case, we are able to assist with all aspects of your claim. We can help you to get the medical care that you need and we will file a motion with the court requesting authorized treatment if it is not being provided by the insurance company for your employer. We will also help you to get a settlement of your claim by collecting your medical records once treatment has ended and sending you to an independent medical doctor for an evaluation. The opinion of that doctor will help us to negotiate a settlement of your case.

If you are interested in finding out what we can do to help you with your workers’ compensation case, please call one of the attorneys in our workers’ compensation group. We would be happy to offer you a free consultation in order to review your case and discuss your possible course of actions.      

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, concentrating in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Workers' Compensation Law and Hernias

New Jersey has a particular statute with regard to the compensability of a traumatic hernia. N.J.S.A 34:15-12(c)(23) requires that an employee give notice to his/her employer within 48 hours after the occurrence of the hernia in order for compensation to be allowed. Of course, if the incident occurs on a Friday and it isn’t reported until the following Monday, compensation will still be allowed since any Saturday, Sunday or holiday is excluded from the mandatory 48 hour reporting period. In practice, this notice requirement can also be met if an employee notifies his/her employer within 48 hours after they had reason to know of the existence of the hernia. So if the employee doesn’t get an appointment to see a doctor for several days, the notice requirement can still be met as long as notice is given to the employer within 48 hours of that doctors appointment where a diagnosis was given of a hernia. 

Permanent disability may be awarded to a claimant regardless of whether there has been a surgical repair of the hernia. In cases where there has been a surgical repair, the claimant must establish the existence of a permanent disability by competent medical proof.

If you have sustained a traumatic hernia at work and have questions about your rights under New Jersey Workers’ Compensation Law, please call us for a complimentary consultation today. 

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Can a Worker Collect Temporary Disability Insurance (TDI) Benefits if He/She is Injured on the Job?

If you have a work-related disability, and your employer’s workers’ compensation carrier denies you benefits or stops paying your workers’ compensation benefits, you may be eligible for temporary disability benefits.

Work related disabilities are not compensable under the Temporary Disability Benefits Law. These types of disabilities are covered by the Workers' Compensation Law.  If your disability or injury is work related, you should contact your employer and file a workers' compensation claim with their workers' compensation insurance carrier.

However, if you claim the disability is work related but your employer's workers' compensation carrier denies you benefits, or if the workers' compensation carrier stops workers' compensation payments, you may file a claim with the Division of Temporary Disability Insurance.  In order to be eligible for temporary disability benefits, you must meet all the requirements of the Temporary Disability Benefits Law, file a formal claim petition with the Division of Workers' Compensation and agree to reimburse the Division of Temporary Disability Insurance if you are awarded Workers' Compensation benefits.  A lien will be filed by the Disability Insurance Service to protect its subrogation rights against any subsequent workers’ compensation award. 

You have 30 days from the first day of disability in which to file your claim.  If your claim is received more than 30 days from the start of the disability, you must show good cause why the claim was not filed timely.  If good cause is not shown, benefits may be reduced or denied.

There is no set requirement as to how often you must see your physician.  However, to continue receiving temporary disability benefits you must be under the continued care of your doctor.  Periodically, forms will be mailed to you to obtain updated medical information.  Those forms must be completed by you and your physician and returned to this Division.

If you have been injured at work and have questions with regard workers’ compensation benefits in general or the issues discussed here, please contact me or any of our workers’ compensation attorneys for a free consultation.

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

What You Need To Know After You've Been Release from Treatment in a New Jersey Workers' Compensation Case

A client recently asked if it would be allowed, legally, for him to quit his job once he is released to return to work following treatment from a workers’ compensation injury. The short answer is yes, he is allowed to quit his job and get another job somewhere else or retire if he is able to. There are a few issues that come into play after you are released from authorized treatment in a workers’ compensation case.                                  

If the authorized treating doctor releases you back to full duty work, you can go back to your job or get a new one somewhere else. If you get a new job and have an aggravation of your injury while working, it will likely be the responsibility of the new employer to provide treatment for this aggravation rather than the old employer as related to the original accident.

If you are released with permanent restrictions you can go back to your job as long as your employer can accommodate your restrictions. If they can not accommodate your restrictions, your employer is not under any legal obligation to find another job for you. (There may be some exceptions to this depending on your union contract, if you have one). You will then be on your own to find a job that is within your restrictions.

You may be fired from your job if they don’t have a job available that is within your restrictions. In that case, you may be eligible to collect unemployment while you look for a new job within your restrictions. If, however, you take a job that is not within your restrictions and you aggravate your injury, the workers’ compensation insurance may not be responsible for any treatment you might need because you were not complying with the restrictions given to you by the authorized doctor.

All of these are things to take into consideration when you are released from authorized treatment following a workers’ compensation injury. At Stark & Stark, we have six experienced workers’ compensation attorneys who can help you in dealing with these issues. You may contact any of our attorneys for a free consultation.         

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

The Judge of Compensation Can Allow For Penalties for Certain Actions Under New Jersey Workers' Compensation

New Jersey Workers’ Compensation allows for penalties for certain actions by the insurance carrier. For failing to follow the order of a Judge or failure to provide benefits under the Act, the Judge of Compensation can:

  • Impose costs and simple interest on any monies due.
  • An additional money penalty up to 25 percent;
  • Fine the parties or their attorneys up to $5,000 for unreasonable delay or continued noncompliance;
  • Close proofs;
  • Suppress defenses;
  • Exclude evidence or witnesses;
  • Allow a reasonable counsel fee to a prevailing party, where supported by an affidavit of services.    


The general rule in New Jersey allows no direct action available to an injured employee against the employer, or against the employer's insurer, when the insurer does what is required under the Workers' Compensation Act and the carrier's insurance policy. Under normal circumstances, injured employees must pursue their exclusive remedies in the Division of Workers' Compensation, even when an employer, acting through its insurer, does not furnish necessary medical treatment when requested to do so by an employee.

This “general rule” is known as the exclusivity provision and it can be found in the New Jersey Workers' Compensation Act at N.J.S.A. 34:15-8.                                                    

Under the workers’ compensation statute, a separate tort action is allowed only when the employer committed an intentional wrong which requires actual intent or a “substantial certainty” that injury will occur as a result of its actions.

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Things to Consider Before Settling Your Workers' Compensation Case

I have met with several new clients lately who have come in to meet with me strictly to settle their workers compensation cases. Now, this is perfectly acceptable both practically and legally, it’s just not the usual course of things. Generally a client comes in to file a workers’ compensation claim when there is a new accident, a need for treatment, a problem with medical bills getting paid or some other issue with their case. We then file the claim petition and start working on their case, requesting treatment, collecting records, filing motions, all depending on what is needed in a particular case.
                            
In these recent cases, however, the petitioner has already completed all of his/her treatment and all I have to do is settle their case. Sounds easy enough. Well it is, but it still involves some work. Once I meet with the client, I have to file a claim petition with the Division of Labor. Then I need to collect all of their medical records for the injuries related to the work accident. This is often the longest part of the process. If the treatment was authorized by the workers’ compensation insurance carrier, we request the records from them directly. If not, we have to write to each medical provider and request the records from the doctor’s offices. Many doctor’s offices are notoriously slow at responding to requests for medical records. Once we have all of the medical records we set up an evaluation with an independent medical evaluator for a permanency exam. Generally these doctors schedule their exams two to three months in advance. Then we write a summary of the medical records to send to the evaluator along with some information about your accident and the job you were performing at the time of the accident.

It can take a month or more to receive the report from the independent medical evaluator. When we have that report, giving a percentage of disability, we are ready to go to court and begin settlement negotiations on your behalf. Of course, the insurance company has to send you to their independent medical evaluator for an exam too and this can take an additional few months to complete. Often though, the insurance company is able to set up their exam first since they have all the medical records to start with.

Now that both sides have permanency evaluations, the parties can go to court and begin negotiating towards settlement of your case. We have to wait for the case to come up on the court list and this happens in 3 week intervals. The petitioner’s attorney makes a demand to the insurance company and most of the time the respondent attorney has to bring the demand back to their client and seek authority for settlement. Then the respondent’s attorney comes back with authority and presents their offer of settlement. The petitioner’s attorney is obligated to relay any settlement offers to their client. We always call our clients in to the office to meet face to face and review the settlement offer. That way we are better able to review medical records with you and answer any questions you may have about the proposed settlement. If we feel that the settlement offer is fair and appropriate we will recommend that you accept it. If not, we will suggest that you turn it down and either go to trial or see if we can re-negotiate the settlement, possibly with the input of the Judge of compensation.

Once all of that is complete, the case is ready to be settled in court before the Judge. So even though these clients came in at the end of their case, there was still a lot of work to do and it can take six months or longer to get it all done and the case ready for settlement.

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Wage Reconstruction in Workers' Compensation Cases for Part-Time Employees

In a previous blog post I discusses wage reconstruction in workers’ compensation cases. I would like to point out that there is a slight difference in the way an injured workers’ wages is constructed when that employee is a part time employee with no full-time work. In this case, a judge of compensation must employ the principles of "fairness and equity" in determining if the circumstances warrant reconstruction of a part-time worker's wages. However, the Appeal court drew a distinction, as did prior cases, for part-time workers - concluding that reconstruction is appropriate when the "permanently disabling accident 'prevents or interferes with later full-time employment.'" (Citing Engelbretson v. AM. Stores, 49 N.J. Super. 19 (App. Div. 1957) aff'd, 26 N.J. 106 (1958).

Determining the 'rate' at which compensation should be paid is often the central issue in claims involving part-time workers. If a worker makes $100 a week as a part-timer, the permanent disability rate (the rate at which permanent disability benefits is paid) would be $70 per week. For an award of 20% of the leg (at the 2011 rates) a part-time worker earning $100 per week is due an award of $4,140.00. A full-time worker, earning wages greater than $290 per week, would be due a "full" statutory award of $13,293.00.

There are many instances where a judge of compensation is persuaded to "reconstruct" a part-time wage into a full-time wage. This results in a much-higher award (in our example, $4,140 versus $13,293). The Judge of Compensation can be persuaded to "reconstruct" wages to a full-time rate because the law allows for wages of a part-time employee may be reconstructed for purposes of fixing the rate for permanent partial disability in accordance with N.J.S.A. 34:15-37 based upon "diminished future earning capacity." 

However, there are equally many cases where the Judge will determine wage reconstruction is not appropriate. Here is an example of a case where wage reconstruction was rejected. In Gruzlovic v. Giovani's Trattoria, A-1519-08T1 (App. Div. Decided April 15, 2010), the appeals court reviewed the decision of a Judge of Compensation who had "reconstructed" part-time wages of a cafeteria worker, resulting in an increased award. The claimant in this case was a 76-year-old woman who worked nine hours per week, earning $10.50 per hour (average weekly wage of $94.50). During the thirteen years the claimant worked for the employer, she did not have or seek additional part-time employment. After the accident at work, the claimant no longer worked, stating simply, "I thought I had my share [of work]." The Judge of Compensation awarded the petitioner 25% permanent partial benefits, and "reconstructed" the rate so that the claimant received the "full" statutory award ($30,420). The Appeals Court overturned this ruling, and ruled that the claimant was only due an award on her part-time work - which would equate to 150 weeks of benefits payable at $66.15 per week, totaling $9,922.50.

In Gruzlovic, the Judge of compensation was reversed and the wage reconstruction was remanded for further proceedings. The Judge was asked to find out whether the accident and resulting residual disability "had any impact on the petitioner’s capacity or inclination to work full-time as opposed to part-time. Based on the fact that the claimant had only worked one day per week for the thirteen years leading up to the accident, the Appellate Court stated 'there is no basis for an inference" that she would have pursued other full- or part-time jobs "but for" her partial disability. The Appeals Panel further stated "when an inference of a loss of potential full-time employment attributable to the accident is not available from the evidence presented, principles of fairness and equity developed to compensate for that lost potential are not implicated and reconstruction of wages is not appropriate."  

The attorney’s at Stark & Stark are familiar with the issue of wage reconstruction. If you have questions about your case or would like to discuss your case in more detail, contact me for a free consultation here in my firm’s Lawrenceville, New Jersey office.     

Alisa Boll is a member of Stark & Stark’s Lawrenceville, New Jersey office, specializing in Accident & Personal Injury Law. For more information, please contact Ms. Boll.

Wage Reconstruction in Workers' Compensation Cases

Wage reconstruction is not something that we have to deal with in the majority of cases, but it does come up from time to time.     

The first step in determining the appropriate rate of compensation is to determine "wages" as defined in N.J.S.A. 34:15-37. The rate of compensation may not exceed 70% of petitioner's average weekly wage at the time of the accident, subject to the maximum and minimum rate in effect for the year the accident occurred. The way this works in practice is that an insurance claims adjuster should obtain “26-week wage statements” from insured/employers so that an average wage can be computed. We use 26-weeks of wages to determine the average weekly wage because the Workers' Compensation Act (N.J.S.A. 34:15-37) uses "six months" as the appropriate look-back period for wages.    

The New Jersey Supreme Court in Katsoris v. South Jersey Publishing Co., 131 N.J. 535 (1993) instructed that reconstruction of wages is appropriate when necessary to compensate the worker for loss of earning capacity, i.e., diminution of future earning power. The 'loss of earning capacity' includes a loss of "potential for full employment." Where an employee, who is permanently disabled due to an injury on a part-time job, also has a full-time job, use of a "reconstructed" work week is appropriate if there has been an impact on the employee's ability to return to a full-time job. (Citing Mahoney v. Nitroform, 20 N.J. 499 (1956). By contrast, where a worker with a part-time and full-time employment is permanently partially disabled from the part-time employment but able to return to the full-time employment, reconstruction of the work week as if the part-time employment were full time employment is improper. (Katsoris, 131 N.J. at 548).

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